Terms of Use

These Terms of Use govern your use of the Rivera Insurance Advisor website and quote request form. By using this site, you agree to these terms.

Rivera Insurance Advisor helps individuals and families explore ACA health insurance and AD&D coverage. We are not an insurance company. Coverage, if issued, is provided by licensed insurance carriers. This site is not connected with or endorsed by the U.S. government or the federal Medicare program.

Information on this website is for general guidance. Quotes, premiums, subsidies, and plan availability depend on your location, household, income, and underwriting or marketplace rules. A quote request is not an application for insurance and does not create coverage.

If you submit a quote request and provide consent, you authorize us and licensed agents working with us to contact you by phone, text message, and email at the contact details you provide, including with an automatic telephone dialing system or prerecorded voice, where permitted. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out of texts or HELP for assistance. Consent is not a condition of purchasing insurance.

You agree to provide accurate information and confirm that you are the subscriber or customary user of the phone number you submit, or that you are authorized to provide it.

Site content, branding, and design are owned by Rivera Insurance Advisor or its licensors and may not be copied or used without permission, except as allowed by law.

This website is provided “as is.” To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of the site or from any coverage discussion that follows a quote request.

We may update these terms from time to time. The “Last updated” date at the top of this page reflects the current version.

Questions about these terms can be sent by calling (216) 239-7889.